Car loan refinance guides
Straight answers from 20+ years in dealership finance.
How to Refinance a Car Loan in Texas: Step by Step
A plain-English walkthrough of refinancing your car loan in Texas, from checking your numbers to comparing lenders, by a former Houston finance director.
Dealer Rate Markup Explained by a Former Finance Director
How dealers can add to the rate a lender approved, why it happens, and how to check whether you are overpaying on your car loan.
When Is the Right Time to Refinance a Car Loan?
Signs refinancing may help, signs it won't, and the timing rules most lenders use. Plain answers for Texas drivers.