About Joshua Matute

Houston finance director turned consumer-side guide. Bilingual in English and Spanish.

For more than 20 years I worked in Houston-area dealerships, from Finance Manager to Finance Director. I structured deals, worked with lenders and kept contracts fundable and compliant. I know how a car loan is put together, and I know the questions most buyers never think to ask.

Since 2020 I have helped clients review their contracts and compare refinancing options through MVK Development Group LLC. Texas Auto Refi is how I bring that knowledge to more Texas drivers, in plain English.

Experience

• Managing Partner, MVK Development Group LLC

  2020 – Present · Auto-refinance and small-business consulting

• Sales Manager / Finance Manager, Central Nissan

  2017 – 2019 · Led sales and F&I operations

• Finance Manager, Robbins Nissan

  2014 – 2016 · Deal review, funding and lender compliance

• Finance Director, Tom Peacock Cadillac

  2012 – 2013 · Directed F&I for a high-line store

• Finance Director, Big Star Ford

  2010 – 2011 · Trained managers, audited contracts

• New Car Sales Director, AutoNation Chevrolet

  2007 – 2009 · Sales and finance liaison

• Finance Manager, Champion Chevrolet

  2004 – 2006 · Finance Manager of the Month, several times

Education: Baylor University School of Business, Entrepreneurship Program; North Harris College, Business Management.